The negative impacts of stress can signal problems (Spector, 2005). This research was conducted because the Bedford Fire Department (BFD) has seen a decrease in employee job satisfaction due to personal financial stress. The purpose was to identify how financial stress has affected job satisfaction. Descriptive research was performed to answer the following: (a) What are the causes, (b) what elements of job satisfaction are affected, and (c) how has financial management training affected employee job satisfaction? The Operations division of the department was surveyed and found that financial stress affects 45% of the division and those affected had lower satisfaction levels than members not experiencing financial stress. It was recommended that financial training classes be offered to the members.